Just got done making a few calls. First of all apparently K&N and Spectre are the same or owned by the same company. The guy handling my claim worked at Garret when the turbo's for our cars were being developed. Was a real cool guy. I am sending him my receipt, pictures and any invoices associated with the incident. For now, the company seems solid. I still cant recommend this filter in particular however. Stay far far away.
Talked to Steve and a couple other people who all agreed that any damage would have already been done to the motor. The aluminum that would have made it past the intercooler would have been very small to begin with. Anything that made it past the intake will be eaten up by the motor. At worst it could scrape some things here and there but we are dealing with cast iron and steel, and the compressor wheel is soft aluminum. Of course for peace of mind anyone going through this in the future should know that there are no guarantees. I could fire it up and have a chunk get caught in an oil passage or something. Going to roll the dice and hope for the best.
Game plan as of now is to clean out the IC of any debris, Inspect in the intake through the doghouse opening, and pray that Spectre will cover the damage to the turbo.