My g/f T boned some lady today, with her 89 honda civic, which is insured in my name. For that matter, its my car. She is listed as a driver on my policy through State Farm. My g/f was ticketed for failure to yeild, nobody was hurt, but the Subaru she hit is pretty messed up. Obviously these people are going to make a claim on our insurance, and the ticket she got is going to affect my rates, but by how much? I have 2 other cars with her as a driver also. Basically I'm wondering how much I can expect to see our bill increase due to this. I'm guessing under $2000 damage to the Subaru. We will not be making a claim on our Honda. It only needs a headlight and turn signal lens. So much for Subarus being durable, huh? I know there are some insurance experts here, so any help would be greatly appreciated!