Your going to have lots of pressure when cold becuase the clearances are a lot tighter, plus the oil is thicker. 60 PSI cold can occur even with wiped bearings.
Bearing tell tale is if you rev the motor, the racket gets worse under it. Typically at idle wont make too bad a knocking sound. Put it to 1500 rpms.. you'll know.
Drain oil and look for debris. takes less than a few minutes.
Cant be easier. Worst case you gave your motor a needed oil change.