I don't know how you'd burn the forward clutches on a transbrake period, I've never had that problem. It is however possible to scorch the direct clutches in a 400 with a brake if it is too tight, just as you can do it to the reverse clutches in a PowerGlide if you put them up too tight. I never mentioned forward clutches to begin with, and neither did you until now. Besides that, by the time you engage the brake, the forward clutches are already applied and locked, or at least they better be. I don't know anyone who runs or tries to run 0.005" clearance anyway.
I just don't use big clearances, and I don't have burnt clutches. I only run loose clearances in the reverse clutches in a PowerGlide with a brake, and I still stay on thr tight side there. Of course, I don't run anything at 0.005". But I've NEVER seen anyone even come close to proving that bigger clearances increase clamping forces.
Regarding velocity theory, you're dealing with inertia there, and a piston will never develop or retain enough speed during application for inertia to become a factor in apply force. Realize that even in a loose drum, you'd only have 0.120" of travel. Besides, a piston simply doesn't weigh that much. Anyway, the force gain would only be momentary, once the piston stops, inertia is no longer a factor, and we're dealing with a static clamping force.