Good info on the pads. I've suffered through the supplied pads, but now that they're worn out, I will change to EBS or Hawk's.
On the subject of the supplied studs. The ones they supplied are not extended length so I had to get a 3" set of studs from Jegs. I also chose to loc-tite the hub to rotor bolts vs. safety wiring and haven't had any problems after two years.