Driving down a 30mph residential street, I saw a large white Ford F-150 truck approach the intersection ahead of me in which there was a stop sign for him. He slowed to a stop as i continued on my way, rapidly approaching the intersection. When i was around 5 to 10 car lengths away, he began to accelerate from the stop sign and headed straight toward me. I veered off to the right, slammed on my brakes, and blared my horn, but nevertheless he continued on in his truck and smashed my front drivers fender, header panel, hood, etc, bent my frame, and hit me hard enough to change the axis of my drivetrain, keeping me from putting my car in park or removing the key even.
He had Allstate Insurance, and with him being at fault I must deal with his company of choice. Its been over 5 days and they still havent been able to contact him during their business hours for his "side of the story" and because he wont call them "while hes at work", im stuck with about 6000 dollars worth of damage to my T-type here during the holiday season, and they wont even provide me with a rental car in the mean time since he hasnt been in touch with them.
Ive read a few other horror stories online today and I wanted to ask you guys for any opinions or hopefully facts related to claims on classic/collector vehicles. Im getting worried that when they do send a claims adjuster(next week) he will estimate the value much too low, resulting in the damage totaling the car. Alabama state law totals vehicles when damages exceed 75% of the value. It needs a new front clip and the frame straightened, and also paint work, but its certainly worth fixing. I estimate the damages at 6000 USD and the car would probably have appraised at 10-12K before these damages were incurred.
What steps should I take to make sure that the value of my car is understood by the insurance adjuster? And to make sure that Allstate pays up where they are due.
Thanks for your help.
Call me if you want. 256-452-2424.
He had Allstate Insurance, and with him being at fault I must deal with his company of choice. Its been over 5 days and they still havent been able to contact him during their business hours for his "side of the story" and because he wont call them "while hes at work", im stuck with about 6000 dollars worth of damage to my T-type here during the holiday season, and they wont even provide me with a rental car in the mean time since he hasnt been in touch with them.
Ive read a few other horror stories online today and I wanted to ask you guys for any opinions or hopefully facts related to claims on classic/collector vehicles. Im getting worried that when they do send a claims adjuster(next week) he will estimate the value much too low, resulting in the damage totaling the car. Alabama state law totals vehicles when damages exceed 75% of the value. It needs a new front clip and the frame straightened, and also paint work, but its certainly worth fixing. I estimate the damages at 6000 USD and the car would probably have appraised at 10-12K before these damages were incurred.
What steps should I take to make sure that the value of my car is understood by the insurance adjuster? And to make sure that Allstate pays up where they are due.
Thanks for your help.
Call me if you want. 256-452-2424.