MOST PEOPLE THAT GET SCREWED DESERVE IT! THESE "OLDER PEOPLE" SHOULD HAVE MORE EXPERIENCE BUYING CARS THAN ANYBODY, SO THEY SHOULD KNOW THE VALUE OF THINGS. AND IF THEY DON'T KNOW WHAT IS GOIN ON, THEN THEY SHOULD HAVE THE COMMON SENSE TO BRING SOMEONE WITH THEM THAT DOES. ANY PEOPLE I SCREW, I JUST DO IT TO TRY AND CATCH BACK UP. AND I LOVE DOIN IT. I DON'T REALLY SCREW PEOPLE, BUT LETS FACE IT. IF YOU ARE A BUM, YOU ARE GONNA PAY 24% INTEREST! IF YOU GUYS SAW THE DIRTY ASS CUSTOMERS THAT I HAVE TO DEAL WITH ON A DAILY BASIS, YOU WOULD AGREE 100%. GIVE YOU AN FEW EXAMPLES :
A GUY WITH THE WORST CREDIT IN THE WORLD (JUST GOT OUT OF A CH.7 BANKRUPTCY, HAD 3 REPO'S IN THE LAST 3 YEARS, ABOUT 50K IN UNPAID HOSPITAL BILLS, AND SEVERAL UNPAID CREDIT CARDS, NOT TO MENTION CHILD SUPPORT PAST DUE) WALKS ON TO THE LOT. AND THIS IS NOT JUST AN EXTREME CASE! DAMN NEAR EVERY PERSON THAT WALKS ONTO MY LOT HAS A SIMILIAR, IF NOT WORSE TRACK RECORD. THIS GUY COMES UP TO ME AND WANTS TO TEST DRIVE MY MOST EXPENSIVE CAR, 98 CADDY CATERA, WICH IS A PRETTY DAMN NICE CAR TO BE ABLE TO GET FROM A BUY HERE PAY HERE PLACE. I TELL HIM SORRY, WE GET APPROVALS BEFORE TEST DRIVES HERE, COME ON IN AND WE WILL SEE WHAT WE CAN DO. DURING THE APPLICATION, ALL THE CREDIT HISTORY THAT I SHARED WITH YOU GUYS CAME OUT. I ASK FOR HIS PAY STUBS, AND HE DOESN'T HAVE ANY. HE WORKS UNDER THE TABLE (TO AVOID CHILD SUPPORT GETTING TAKEN OUT OF HIS WAGES) THEN I ASK FOR PROOF OF RESIDENCE (PHONE BILL, GAS BILL ETC.) THIS GUY HANDS ME A GAS BILL THAT IS 13K PAST DUE!!!!!! THE BALLS ON THIS GUY! HE IS COMING TO ME FOR A LOAN, AND NOT ONLY DOES HE SHARE THAT HIS CREDIT IS REEEEEEEEEEEEL BAD, BUT THE GUY ALSO GIVES ME A PAST DUE NOTICE FOR HIS PROOF OF RESIDENCE! ANYWAY, I SENT THE GUY HOME IN A FORD TEMPO, BUT THIS IS THE POINT: EVERYTHING THAT I'M LOOKIN AT IS TELLING ME THAT THIS CUSTOMER IS NOT GOING TO PAY ME, BUT I FINANCE HIM ANYWAY. MAYBE NOT IN THE CAR HE WANTED, BUT ATLEAST I GOT HIM DRIVING IN SOMETHING! BOTTOME LINE, THESE BUMS SHOULD BLOW ME FOR FINANCING THEM, PERIOD! EVEN IF IT IS A PIECE OF CRAP!
AND BY CATCHING UP, I MEAN TRYING TO GET SOME OF MY HARD EARNED MONEY BACK! I WORD 70 HOURS A WEEK TO MAKE MONEY. MY CUSTOMERS DON'T EVEN HAVE JOBS. UNCLE SAM TAKES A HUGE WHACK OUT OF MY CHECK FOR TAXES. THESE PIECE OF CRAP CUSTOMERS OF MINE ARE GETING 40% OF MY MONEY. ADC, WELFARE, SECTION 8, WICK, HUD. F THEM ALL! THE GOV. WILL EVEN GIVE THESE A HOLES A CHECK FOR 3K TO BUY THEMSELVES A FREE CAR, OR FURNITURE. IT MAKES ME SICK!!
