Quote:
Originally posted by GNFURY
YOU CAN STICK THAT POND SCUMM COMMENT UP YOUR ASS PAL. YOU GUYS HAVE IT ALL WRONG. IT'S YOU SCUMMY LYING CUSTOMERS THAT ARE THE PROBLEM. WHAT TYPE OF DEALERSHIP DID YOU GO INTO? WAS IT A NEWER LOT (NEW/USED CARS LOW MILES) OR WAS IT YOUR BAD CREDIT, NO CREDIT KIND OF PLACE (LIKE THE ONE THAT I MANAGE). NOW IF YOU ARE GOING INTO A LEGIT NEW USED CAR LOT LIKE A CHEVY DEALER, THEN THEY SHOULD KISS YOUR ASS, AND TELL YOU THE PRICE, AND TAKE YOU FOR A TEST DRIVE, AND ALL THAT GOOD STUFF. HOWEVER, IF YOU ARE GOING TO A SECONDARY FINANCE TYPE OF PLACE (LIKE MINE) I MIGHT TELL YOU THE PRICE, WE WILL NOT GO ON A TEST DRIVE (UNTIL YOU ARE APPROVED AND I HAVE YOUR MONEY IN MY POCKET ) AND THAT IS HOW IT IS GOING TO HAPPEN. LET ME KNOW WHAT TYPE OF DEALERSHIP YOU WENT TO, AND I'LL FURTHER EXPLAIN.
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Just from the other side of the Coin... I work for GEICO car insurance and I take daily phonecalls from people at dealerships like yours trying to get insurance on new or newer cars. Not to sound bad or whatever but ... just for an example here, places like that take these lower class people, who have crap credit and barely any finances and live in the armpits of NY and pump them up into driving a nice 00 or 01 Altima for example... These are people that previously owned a 1986 Mitsubishi Tredia with more rust than paint. And then they call me to get insurance, and of course their rate is terrible because of their horrible credit and usual bad driving record, or worse they just got their license like 6 months ago and they think they can get a good rate because theyve been "driving anyway" or had a learners permit forever, and also they are used to paying mimimum liability on their old POS they drove in with. Then I have to deal with being this evil jerk (in their mind) who wont let them drive their new car off the lot today (because theeres no chance in hell now they can afford it)... Oh then it gets better because then the salesperson gets on the phone and trys to get me to commit insurance fraud (for a person Ive known for a whole 10 minutes
) to "get the deal done". Meanwhile what I really wanna do is tell the person that this guy is gonna give them a loan that will put them completely upside down on the car in a few years. I cant do that though.
Im sure eventually these guys find some insurance company or broker who will commit some fraud (and people wonder why rates go up so much) and insure it in their cousins name, or aunts or whoever to try and bypass the system, or maybe hide their son who whos really gonna drive it and has a billion tickets, or husband whos a drunk with a revoked license... It all eventually comes back on them and they end up more screwed than they were in the first place.
GNFURY I do understand where youre coming from though... I would treat them the same way, you are still running a business and you dont need your sales people getting jerked around by people all day who have no intention of buying.
PS Before anyone gets on me about what credit score has to do with insurance, its the #1 best predictor of future losses ever used by the insurance industry. I dont know why it just is.